Disability Income Insurance That Helps Protect Your Income.
Your ability to earn an income is one of your most valuable financial assets. Our agents compare options from 20+ top-rated carriers to help build disability income insurance solutions tailored to your financial goals, lifestyle, and long-term needs.
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An Unexpected Injury Can Impact Your Finances—Your Coverage Shouldn’t Be Complicated
With FirstMark Insurance’s dedicated team, you get local experts comparing disability income insurance options from over 20 insurance carriers to help protect your income and financial stability if you become unable to work—with strong coverage and competitive pricing.
Disability income insurance is designed to help provide financial support if you become injured or ill and are unable to work. If you rely on your paycheck to cover expenses such as your mortgage, utilities, groceries, or tuition costs, disability income insurance can play an important role in protecting your financial stability.
Coverage is generally designed to replace a portion of your income if you become too sick or injured to continue working.
How Disability Income Insurance Works
Disability income insurance policies often provide coverage for approximately 45% to 65% of your income, depending on the policy structure, carrier, and selected coverage options.
Even if you already have group long-term disability coverage through an employer, additional individual coverage may still be worth considering depending on your financial needs and goals.
Benefits of Disability Income Insurance
- Income protection if you are unable to work
- Financial stability during recovery periods
- Protection for retirement savings and 401(k) accounts
- Coverage tailored to your personal situation
- Support for ongoing monthly expenses
Choosing the Right Coverage
The amount of disability income insurance that may be appropriate for you depends on factors such as your income, financial obligations, savings, and existing benefits.
Our team can help you compare disability income insurance options designed to fit your lifestyle, budget, and long-term financial goals.