FirstMark Blog
Personal
Should I add towing to my car insurance?
There has been a significant shift in how insurers deal with losses for things like towing, glass, and non-fault accidents. In the past, carriers saw these losses as incidental, and their only action would be to remove the coverage if they felt too many claims had...
How Much Life Insurance Do I Need?
This is a very common question that comes up while reviewing our clients’ insurance needs. The answer though, is not as easy as just picking some random number. There is a way to figure out how much you actually need. You may have heard responses like one or two times...
Accident Response Instructions
If you are ever in a car accident, we advise you to take the following steps: Call the police. Even if the crash is minor and nobody is hurt, you should call the police. In some states, you are required by law to file an accident report with local law enforcement. The...
Commercial
Cyber Insurance
Cyber Insurance Cyber coverage is one of the fastest growing sectors in the insurance industry. Why? What does that mean? With the advent of the internet, many companies moved portions of their business online. Two decades on, the internet...
EPLI
Good Morning, What if you were just served papers from your employee Sally for sexual harassment. Now what? This month I would like to spend a couple minutes on the topic of Employment Practices Liability Insurance (EPLI). Here are the key things you need to know. If...
A Note on Restaurant Kitchen Fires
Every year restaurant owners report over 5,600 claims related to kitchen fires totaling over $116 million in damages. If you own a restaurant, here are some key things you should know. 63% of these fires are caused by cooking activities Grease laden vapors, towels and...
