Hotel Insurance That Helps Protect Your Guests.
Your guests rely on you to provide a comfortable and welcoming experience every day. Our agents compare options from 20+ top-rated carriers to help build insurance solutions tailored to your property, employees, guests, and hospitality operations.
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Running a Hospitality Business Comes With Risks—Your Coverage Shouldn’t Be Complicated
With FirstMark Insurance’s dedicated commercial insurance team, you get local experts comparing coverage from over 20 insurance carriers to help protect your hotel, motel, property, employees, and liability exposures—with strong coverage and competitive pricing.

Hotel & Motel Insurance
Owning and operating a hotel or motel means providing guests with a safe, comfortable, and enjoyable place to stay. Whether your guests are traveling for business, vacation, or simply passing through, your hospitality business plays an important role in creating a positive experience.
Hotels and motels also come with unique risks. From maintaining your property and managing employees to serving guests and operating amenities, having the right insurance coverage is an important part of protecting your business.
Why Hotel & Motel Insurance Matters
Every lodging business is different. A small boutique hotel may have very different insurance needs compared to a large resort, conference center, or franchised property. Factors such as property size, amenities, services offered, and daily operations can all impact the type of coverage your business may need.
A customized insurance policy can help address risks associated with property ownership, guest interactions, employees, and hospitality services.
Businesses That May Need Coverage
Hotel and motel insurance may be available for:
- Boutique hotels
- Motels
- Company-owned properties
- Franchised hotels
- Conference centers
- Destination resorts
- Private-label properties
Coverage Options May Include
Depending on your business operations, available coverage options may include:
- Commercial property insurance
- Business liability insurance
- Business crime insurance
- Guests’ property coverage
- Innkeepers insurance
- Liquor liability insurance
- Business interruption coverage
- Workers’ compensation insurance
- Commercial auto insurance
- And more
Coverage Designed for Your Hospitality Business
Insurance needs can vary based on many factors, including whether your property has pools, restaurants, event spaces, elevators, or additional guest amenities. Understanding these risks can help create an insurance program designed around your specific operations.
Our team can help you compare hotel and motel insurance options from multiple carriers to find coverage designed for your property, guests, employees, and long-term business goals.