Secondary Home Insurance That Helps Protect Your Escape.
Your valuable items deserve protection designed around their unique worth. Our agents compare options from 20+ top-rated carriers to help build insurance solutions tailored to collections, jewelry, art, and other high-value possessions.
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Your Valuables Are Unique—Your Coverage Should Be Too
With FirstMark Insurance’s dedicated personal insurance team, you get local experts comparing coverage from over 20 insurance carriers to help protect your collections, personal valuables, and specialty items—with strong coverage and competitive pricing.
Secondary Home Insurance
Your vacation home is more than just another property. It is a place to relax, spend time with family, and create lasting memories. Whether you own a cabin, lake house, condo, or another secondary residence, having the right insurance coverage is an important part of protecting your investment.
Because vacation homes are often used differently than primary residences, they may require insurance solutions designed around their unique risks and circumstances.
Why Vacation Homes Have Different Insurance Needs
A secondary home may sit unoccupied for extended periods, be located in a different environment, or have features that create additional insurance considerations.
When reviewing coverage for a vacation property, factors may include:
- How often the home is occupied
- The location of the property
- The type and size of the home
- Additional structures on the property
- Special features such as pools or recreational amenities
- Whether the property is rented to others
Coverage Options to Consider
Depending on your property and how it is used, vacation home insurance options may include:
- Dwelling coverage
- Personal property coverage options
- Liability protection options
- Detached structure coverage
- Additional protection based on property risks
Renting Out Your Vacation Home
If you plan to rent your secondary home when you are not using it, your insurance needs may change. Short-term rentals and long-term rental arrangements can create different exposures than personal use alone.
A landlord or vacation rental insurance policy may be a better fit depending on how the property is used.
Find Coverage for Your Home Away From Home
Every vacation home is unique. A mountain cabin, waterfront property, and seasonal getaway may all require different insurance considerations.
Our team can help you compare vacation home insurance options from multiple carriers to find coverage designed around your property, lifestyle, and long-term goals throughout Washington.