Short Term Rental Insurance That Helps Protect Your Property.
Renting your home or property to guests can create insurance needs beyond a standard homeowners policy. Our agents compare options from 20+ top-rated carriers to help build insurance solutions tailored to your rental property and hosting needs.
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Your Rental Property Is an Investment—Your Coverage Should Protect It
With FirstMark Insurance’s dedicated personal insurance team, you get local experts comparing coverage from over 20 insurance carriers to help protect short term rental properties, homeowners, and unique hosting situations—with strong coverage and competitive pricing.
Short Term Vacation Rental Insurance
Renting out your home, condo, or secondary property can be a great way to generate additional income. Whether you rent your entire home or a portion of your property, short term rentals can create insurance considerations that differ from a traditional homeowners policy.
Before welcoming guests, it is important to understand how your property is protected and whether your current coverage matches how the home is being used.
Who May Need Short Term Rental Insurance?
You may want to consider specialized coverage if you rent your property through vacation rental platforms or directly to guests.
This may include properties listed on:
- Short term rental platforms
- Vacation rental websites
- Home sharing services
- Private rental arrangements
Why Standard Home Insurance May Not Be Enough
A homeowners insurance policy is typically designed for personal residential use. When your home is rented to others, even for short periods of time, your insurance needs may change.
Short term rental insurance can help address risks associated with allowing guests to stay on your property, including certain property and liability concerns depending on the policy selected.
Coverage Options to Consider
Every rental situation is different. Depending on your property and how it is used, coverage options may include:
- Property protection options
- Liability coverage options
- Personal property considerations
- Additional structures coverage
- Additional rental property insurance solutions
Protecting Your Rental Investment
When guests stay at your property, unexpected situations can happen. Damage, accidents, and other concerns can create financial challenges for property owners.
Your insurance needs may depend on factors such as:
- How often you rent the property
- Whether it is a primary or secondary home
- The type of property being rented
- Guest access to amenities or additional property
- Your long-term rental goals
Find Coverage Designed Around Your Rental Property
Every short term rental is unique, and your insurance should reflect how your property is actually being used.
Our team can help you compare short term vacation rental insurance options from multiple carriers to find coverage designed around your property, hosting needs, and long-term goals.