Course of Construction Insurance That Helps Protect Your Project.
Construction and remodeling projects face risks from weather, theft, vandalism, and other unexpected losses. Our agents compare options from 20+ top-rated carriers to help build coverage tailored to your project’s scope, timeline, and construction exposures.
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Construction Projects Face Unexpected Risks—Your Coverage Shouldn’t Be Complicated
With FirstMark Insurance’s dedicated commercial insurance team, you get local experts comparing coverage from over 20 insurance carriers to help protect your project, building materials, and financial investment throughout construction—with strong coverage and competitive pricing.
If you are building a new home, remodeling an existing property, or managing a construction project, it is important to understand the risks involved during the construction process. Weather events, theft, vandalism, and accidental damage can create costly setbacks if the proper insurance coverage is not in place.
Commonly referred to as Builder’s Risk Insurance, course of construction insurance is designed to help protect structures while they are being built or remodeled. Coverage may also extend to building materials, supplies, and other covered property associated with the project.
Policy Terms & Coverage Periods
Course of construction policies are often written for specific project timelines, including:
- Three-month terms
- Six-month terms
- Twelve-month terms
- Optional extensions for longer projects
Coverage limits are typically based on factors such as the size, scope, and total value of the project.
Common Covered Risks
Coverage may help protect against losses involving:
- Fire
- Wind damage
- Theft
- Lightning
- Hail
- Explosion
- Vandalism
- And more
Important Coverage Considerations
Certain exclusions may apply depending on the policy, including losses related to faulty workmanship, design defects, or improper materials. Additional coverage options may also be available for risks such as flood or earthquake damage.
Our team can help you compare course of construction insurance options designed for residential builds, renovations, and other construction projects.