D&O Insurance That Helps Protect Your Leadership.
Business leaders face legal and financial risks that can impact both the company and their personal assets. Our agents compare options from 20+ top-rated carriers to help build Directors & Officers insurance coverage tailored to your organization’s leadership and operational exposures.
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Leadership Decisions Can Create Liability—Your Coverage Shouldn’t Be Complicated
With FirstMark Insurance’s dedicated commercial insurance team, you get local experts comparing coverage from over 20 insurance carriers to help protect your directors, officers, and organization from management-related liability exposures—with strong coverage and competitive pricing.
Directors & Officers Insurance, often referred to as D&O Insurance, is designed to help protect corporate directors, officers, and their organizations from certain management-related liability claims.
This type of coverage may also help protect the personal assets of directors, officers, and in some cases their spouses, if they are personally named in a lawsuit related to business decisions or leadership activities.
Examples of Potential D&O Claims
Coverage may help address claims involving:
- Breach of fiduciary duty
- Misrepresentation of company assets
- Conflicts of interest
- Negligence in management duties
- Intellectual property disputes
- Claims involving competitive business practices
- Financial management allegations
Who May Need D&O Insurance?
Directors and officers liability insurance is commonly carried by:
- Corporations
- Nonprofit organizations
- Private companies
- Boards of directors
- Executive leadership teams
Why D&O Insurance Matters
D&O Insurance can help cover legal defense costs, settlements, judgments, and other covered expenses associated with management-related claims. Coverage availability and exclusions vary by policy, and illegal acts are generally excluded.
What Impacts the Cost of D&O Insurance?
The cost of Directors & Officers Insurance can vary based on factors such as:
- Type of business or organization
- Annual revenue
- Number of directors and officers
- Coverage limits selected
- Claims history
- Industry exposures
Our team can help you compare Directors & Officers insurance options from multiple carriers to help you find coverage tailored to your organization’s leadership and liability needs.