Errors & Omissions Insurance That Helps Protect Your Reputation.
Even the most experienced professionals can face allegations of mistakes, negligence, or failure to deliver services as expected. Our agents compare options from 20+ top-rated carriers to help build Errors & Omissions coverage tailored to your profession, clients, and business operations.
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Professional Liability Risks Are Real—Your Coverage Shouldn’t Be Complicated
With FirstMark Insurance’s dedicated commercial insurance team, you get local experts comparing coverage from over 20 insurance carriers to help protect your business from professional liability claims, legal expenses, and reputation-related risks—with strong coverage and competitive pricing.
Errors & Omissions Insurance
Errors & Omissions Insurance, often referred to as E&O Insurance or Professional Liability Insurance, helps protect businesses and professionals from claims alleging mistakes, negligence, misrepresentation, or failure to perform services as expected.
Even when allegations are unfounded, defending your business against a professional liability claim can be expensive and time-consuming. E&O coverage can help provide financial protection for legal defense costs and other covered expenses associated with these claims.
What Does Errors & Omissions Insurance Cover?
Errors & Omissions insurance is designed to help protect your business if a client claims that your services, advice, recommendations, or professional work resulted in a financial loss.
Coverage may help address:
- Professional mistakes or oversights
- Failure to deliver services as expected
- Misrepresentation claims
- Negligence allegations
- Contract performance disputes
- Legal defense expenses
- Court costs and covered judgments
- Settlement expenses
Why E&O Insurance Matters
Many business owners assume that a General Liability policy covers all liability-related claims. However, General Liability insurance is not designed to provide protection for professional mistakes, advice, or service-related disputes.
Businesses that provide professional services without Errors & Omissions coverage may face significant financial exposure if a client alleges that a mistake or omission caused them harm.
Who May Need Errors & Omissions Insurance?
E&O coverage is commonly carried by:
- Consultants
- Insurance professionals
- Real estate professionals
- Technology companies
- Financial professionals
- Contractors providing professional services
- Healthcare-related professionals
- Many other service-based businesses
Errors & Omissions coverage can help protect not only your work, but also the work performed by employees, subcontractors, and independent contractors acting on behalf of your business.
Our team can help you compare Errors & Omissions insurance options designed to fit your profession, risk exposures, and coverage needs.