Flatbed Truck Insurance That Helps Protect Your Business.
Flatbed trucking operations face unique risks involving cargo, load securement, equipment, and liability exposures. Our agents compare options from 20+ top-rated carriers to help build insurance solutions tailored to your trucks, cargo, and commercial operations.
THE FIRSTMARK CHALLENGE
A better way to review coverage.
Four simple steps. Zero obligation.
Have A Conversation.
We shop the markets.
Review the results.
You decide.
- Licensed in 39 states
- 20+ Insurance Carriers
- Headquartered in Edmonds, WA
- Independent & Unbiased
Hauling Valuable Cargo Comes With Risks—Your Coverage Shouldn’t Be Complicated
With FirstMark Insurance’s dedicated commercial insurance team, you get local experts comparing coverage from over 20 insurance carriers to help protect your flatbed trucks, drivers, cargo, and business operations—with strong coverage and competitive pricing.
Flatbed Truck Insurance
Flatbed trucks play a critical role in the transportation industry, hauling everything from construction materials and heavy equipment to lumber, steel, and oversized loads. Because flatbed trucking often involves exposed cargo and specialized hauling operations, having the right insurance coverage is essential for protecting your business.
Unlike enclosed trailers, flatbed trucks may face additional risks involving load securement, shifting cargo, weather exposure, and transportation-related liability claims. Specialized flatbed truck insurance can help provide protection against many of these unique exposures.
Why Flatbed Truck Insurance Matters
Whether you're an owner-operator with a single truck or manage multiple vehicles as part of a larger fleet, accidents and unexpected losses can create significant financial challenges. Proper insurance coverage can help protect your truck, cargo, and business from costly claims and interruptions.
The type of cargo you haul, the distance you travel, and your operating authority can all impact the coverage your business may need.
Common Flatbed Truck Insurance Coverages
Liability Insurance
Liability coverage is typically required for commercial trucking operations and helps protect against bodily injury and property damage claims if you are found responsible for an accident.
Physical Damage Coverage
Physical damage coverage may help pay for repairs or replacement costs if your truck is damaged by a covered accident, theft, vandalism, fire, or certain weather-related events.
Motor Truck Cargo Insurance
Motor truck cargo coverage helps protect the freight you are transporting for others against certain covered losses while in transit.
Non-Trucking Liability Insurance
Non-trucking liability coverage may provide protection when your truck is being operated for personal or non-business use, depending on policy terms.
Additional Coverage Options
Coverage may also be available for:
- Trailer interchange insurance
- General liability insurance
- Umbrella liability coverage
- Occupational accident coverage
- Downtime and rental reimbursement options
- Specialized cargo protection
Our team can help you compare flatbed truck insurance options from multiple carriers to find coverage tailored to your trucking operation, cargo exposures, and business goals throughout Washington.