Food Truck Insurance That Helps Protect Your Business.
Your food truck is more than a vehicle—it’s your restaurant, kitchen, and livelihood all in one. Our agents compare options from 20+ top-rated carriers to help build insurance solutions tailored to your truck, equipment, employees, and day-to-day operations.
THE FIRSTMARK CHALLENGE
A better way to review coverage.
Four simple steps. Zero obligation.
Have A Conversation.
We shop the markets.
Review the results.
You decide.
- Licensed in 39 states
- 20+ Insurance Carriers
- Headquartered in Edmonds, WA
- Independent & Unbiased
Running a Mobile Restaurant Comes With Risks—Your Coverage Shouldn’t Be Complicated
With FirstMark Insurance’s dedicated commercial insurance team, you get local experts comparing coverage from over 20 insurance carriers to help protect your food truck, equipment, inventory, and liability exposures—with strong coverage and competitive pricing.
Food Truck Insurance
Food trucks have become one of the most popular ways to bring unique food experiences directly to customers. Whether you're serving tacos, barbecue, coffee, desserts, or specialty cuisine, your food truck business depends on keeping your vehicle, equipment, and operations running smoothly.
Unlike a traditional restaurant, a food truck combines commercial auto exposures with restaurant-related risks. Between traveling to different locations, operating cooking equipment, storing food, and serving customers, there are many situations where the right insurance coverage can help protect your business from unexpected losses.
Why Food Truck Insurance Matters
Food truck owners often invest significant time and money into their vehicles, kitchen equipment, branding, and inventory. A vehicle accident, equipment breakdown, liability claim, or food spoilage incident could result in costly disruptions to your operations.
Specialized food truck insurance helps address many of the risks associated with operating a mobile food business.
Coverage Options May Include
- Commercial auto insurance
- Liability coverage
- Collision and comprehensive coverage
- Business interruption coverage
- General liability insurance
- Spoilage coverage for food and beverages
- Inland marine coverage for portable equipment
- Business umbrella insurance
- Equipment breakdown coverage
- And more
Additional Coverage Options
Depending on your operation, additional protection may be available for:
- Employee benefits liability
- Employment practices liability
- Commercial property exposures
- Catering operations
- Special events and festivals
- Mobile point-of-sale equipment
Insurance Designed for Mobile Food Businesses
Every food truck operates differently. Factors such as your menu, operating locations, equipment value, number of employees, and travel radius can all impact the coverage your business may need.
Our team can help you compare food truck insurance options from multiple carriers to find protection designed specifically for your business, budget, and long-term goals.