Limousine & Black Car Insurance That Helps Protect Your Business.
Luxury transportation businesses require insurance designed around their unique risks. Our agents compare options from 20+ top-rated carriers to help build coverage tailored to your vehicles, passengers, drivers, and business operations.
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- Licensed in 39 states
- 20+ Insurance Carriers
- Headquartered in Edmonds, WA
- Independent & Unbiased
Your Clients Expect Premium Service—Your Coverage Should Match
With FirstMark Insurance’s dedicated commercial insurance team, you get local experts comparing coverage from over 20 insurance carriers to help protect your limousine, black car, and executive transportation business—with strong coverage and competitive pricing.

Limousine & Black Car Insurance
If your business provides luxury transportation services, a standard auto insurance policy is not designed for the risks associated with transporting passengers for compensation. Limousine and black car insurance is a specialized commercial auto insurance solution designed for professional transportation businesses.
Whether you provide executive transportation, airport service, special event transportation, or private chauffeur services, having the right coverage is an important part of protecting your business, vehicles, and passengers.
Who Needs Limousine & Black Car Insurance?
Luxury transportation insurance may be needed by many different professionals and businesses, including:
- Chauffeurs
- Limousine companies
- Executive transportation services
- Airport transportation providers
- Private car services
- Special event transportation companies
Vehicles That May Qualify
Limousine and black car businesses operate many different types of vehicles. Coverage options may be available for:
- Limousines
- Luxury sedans
- Executive vehicles
- SUV transportation vehicles
- Passenger vans
- Party buses
- Other professional transportation vehicles
Understanding Your Insurance Needs
Operating a limousine or black car service is different from everyday driving. Because your business involves transporting passengers, your insurance needs may depend on several factors.
Insurance considerations can include:
- The type of vehicle you operate
- Where your business operates
- Driver experience and history
- Number of vehicles
- Selected coverage options
Coverage Designed Around Your Transportation Business
Every luxury transportation company operates differently. A single chauffeur business may have different needs than a company managing multiple vehicles or a larger transportation fleet.
Our team can help you compare limousine and black car insurance options from multiple carriers to find coverage designed around your vehicles, passengers, and business goals