Liquor Liability Insurance That Helps Protect Your Business.
Serving alcohol creates unique risks for restaurants, bars, venues, and events. Our agents compare options from 20+ top-rated carriers to help build insurance solutions tailored to your business operations, guests, and liability needs.
THE FIRSTMARK CHALLENGE
A better way to review coverage.
Four simple steps. Zero obligation.
Have A Conversation.
We shop the markets.
Review the results.
You decide.
- Licensed in 39 states
- 20+ Insurance Carriers
- Headquartered in Edmonds, WA
- Independent & Unbiased
Serving Customers Comes With Responsibility—Your Coverage Shouldn’t Be Complicated
With FirstMark Insurance’s dedicated commercial insurance team, you get local experts comparing coverage from over 20 insurance carriers to help protect your restaurant, bar, venue, or event from alcohol-related liability exposures—with strong coverage and competitive pricing.
Liquor Liability Insurance
Businesses that serve alcohol have unique responsibilities and risks. Whether you own a restaurant, bar, brewery, venue, or host events where alcoholic beverages are served, having the right insurance coverage is an important part of protecting your business.
Alcohol-related incidents can create complicated liability concerns. Even after a customer leaves your location, businesses that serve alcohol may face claims connected to accidents, injuries, or property damage involving an intoxicated individual.
Who May Need Liquor Liability Insurance?
Liquor liability insurance may be beneficial for a variety of businesses and organizations, including:
- Bars and taverns
- Restaurants
- Nightclubs
- Breweries and wineries
- Event venues
- Caterers
- Weddings and private events
- Corporate events
What Is Liquor Liability Insurance?
Liquor liability insurance is designed to help protect businesses that sell, serve, or provide alcoholic beverages from certain claims related to alcohol service.
While the individual involved in an incident may have responsibility for their actions, businesses can sometimes face claims alleging they contributed by serving alcohol. Liquor liability coverage can help address these types of exposures depending on the policy and circumstances.
Why General Liability May Not Be Enough
Many business owners assume their general liability policy automatically covers all situations. However, alcohol-related claims may require separate coverage or additional policy options.
Reviewing your insurance program with an experienced agent can help determine what coverage may be appropriate for your specific business.
Coverage Designed Around Your Business
Every business that serves alcohol operates differently. A small restaurant may have different insurance needs than a nightclub, wedding venue, or large event space.
Our team can help you compare liquor liability insurance options from multiple carriers to find coverage designed around your business, customers, and operations.