Livery Insurance That Helps Protect Your Passengers.
Transporting passengers comes with responsibilities that require specialized insurance solutions. Our agents compare options from 20+ top-rated carriers to help build coverage tailored to your vehicles, passengers, and transportation business.
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Your Business Keeps People Moving—Your Coverage Shouldn’t Be Complicated
With FirstMark Insurance’s dedicated commercial insurance team, you get local experts comparing coverage from over 20 insurance carriers to help protect your vehicles, passengers, drivers, and transportation operations—with strong coverage and competitive pricing.
Livery Insurance
If your business involves transporting passengers for a fee, you may need a specialized commercial auto policy known as livery insurance. Unlike a personal auto policy, livery insurance is designed around vehicles used to generate revenue by transporting people.
Whether you operate a taxi, limousine, shuttle, or another transportation service, having proper insurance coverage is an important part of protecting your business, passengers, and vehicles.
Who May Need Livery Insurance?
Livery insurance can apply to many types of passenger transportation businesses, including:
- Taxi services
- Limousine companies
- Black car services
- Private transportation companies
- Shuttle services
- Wine tour transportation
- Non-emergency medical transportation
- Other for-hire transportation services
Insurance for Passenger Transportation Businesses
Transportation businesses face unique risks because they are responsible for safely moving customers from one location to another. The type of vehicle you operate, how it is used, number of passengers, and services provided can all impact your insurance needs.
A livery insurance policy can help address the specific exposures that come with operating a passenger transportation business.
Vehicles That May Need Livery Coverage
Depending on your operations, coverage may be available for vehicles such as:
- Limousines
- Luxury transportation vehicles
- Party buses
- Private passenger vehicles
- Commercial vans
- Transportation fleet vehicles
- Specialty passenger vehicles
Understanding Your Coverage Options
Livery insurance needs can vary based on your business model. A limousine company may have different coverage requirements than a taxi service, shuttle provider, or tour transportation company.
Factors such as vehicle type, driver history, operating area, and business structure can influence your insurance options.
Protect Your Transportation Business
Finding the right insurance coverage for a passenger transportation business does not have to be difficult. Our team can help you compare livery insurance options from multiple carriers to find coverage designed around your vehicles, passengers, and business goals.