NEMT Insurance That Helps Protect Your Transportation Business.
Your passengers rely on your transportation services to safely get where they need to go. Our agents compare options from 20+ top-rated carriers to help build insurance solutions tailored to your vehicles, drivers, passengers, and business operations.
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- Licensed in 39 states
- 20+ Insurance Carriers
- Headquartered in Edmonds, WA
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Your Business Helps Others—Your Coverage Should Support You
With FirstMark Insurance’s dedicated commercial insurance team, you get local experts comparing coverage from over 20 insurance carriers to help protect your non-emergency medical transportation business, vehicles, and liability exposures—with strong coverage and competitive pricing.

Non-Emergency Medical Transport (NEMT) Insurance
Non-Emergency Medical Transport businesses provide an important service by helping individuals travel to and from scheduled medical appointments and other healthcare-related destinations. Because these businesses transport passengers for a fee, they often require specialized insurance coverage designed around their unique risks.
A standard auto insurance policy is typically not designed for businesses that provide passenger transportation services. NEMT insurance is a commercial insurance solution built around transportation companies that operate in this specialized industry.
Who Needs NEMT Insurance?
If your business transports passengers for medical-related appointments but does not provide emergency response services, you may need Non-Emergency Medical Transport Insurance.
NEMT businesses may include services that provide transportation using:
- Passenger vehicles
- Commercial vans
- Wheelchair-accessible vehicles
- Medical transport vehicles
- Other non-emergency transportation vehicles
Understanding Your NEMT Insurance Needs
Every transportation business operates differently. Your coverage needs can depend on several factors, including:
- The type and number of vehicles operated
- Driver experience and driving history
- Business location
- Passenger transportation needs
- Selected coverage options
Because NEMT businesses involve transporting passengers, having insurance designed around your operations is an important part of protecting your company.
Coverage Options to Consider
Depending on your business, coverage options may include:
- Commercial auto insurance
- General liability insurance
- Physical damage coverage options
- Commercial umbrella insurance
- Additional business insurance solutions
Find Coverage for Your Transportation Business
Finding insurance for a specialized transportation business can sometimes be challenging. Working with an independent agency gives you access to multiple carrier options and helps you compare coverage designed for your specific needs.
Our team can help you compare NEMT insurance options from multiple carriers to find coverage built around your vehicles, passengers, and business goals throughout Washington.