Restaurant Insurance That Helps Protect Your Business.
You focus on creating great food and memorable experiences for your customers. Our agents compare options from 20+ top-rated carriers to help build insurance solutions tailored to your restaurant, employees, property, and operations.
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- Licensed in 39 states
- 20+ Insurance Carriers
- Headquartered in Edmonds, WA
- Independent & Unbiased
Your Restaurant Is Your Passion—Your Coverage Should Protect It
With FirstMark Insurance’s dedicated commercial insurance team, you get local experts comparing coverage from over 20 insurance carriers to help protect your restaurant, equipment, employees, and daily operations—with strong coverage and competitive pricing.
Restaurant Insurance
Running a restaurant takes passion, dedication, and countless hours of hard work. Whether you operate a family-owned restaurant, a local café, or a fine dining establishment, your business faces unique risks every day.
From serving customers and managing employees to protecting equipment and inventory, restaurant owners need insurance solutions designed around the challenges of the food service industry.
Who May Need Restaurant Insurance?
Restaurant insurance is not limited to traditional sit-down dining businesses. Coverage options may be available for many types of food service operations, including:
- Restaurants
- Cafes and coffee shops
- Delis
- Catering companies
- Food trucks
- Taverns, bars, and pubs
- Fast food businesses
- Food delivery operations
- Other food service businesses
Coverage Options to Consider
Every restaurant operates differently, and your insurance needs may depend on your services, employees, property, and business operations.
Coverage options may include:
- Commercial property insurance
- General liability insurance
- Liquor liability insurance
- Workers’ compensation insurance
- Business Owners Policy (BOP)
- Business interruption coverage
- Commercial auto insurance
- Equipment coverage options
- Additional business insurance solutions
Protecting Your Restaurant From Unexpected Risks
Restaurants rely on many moving parts to operate successfully. A damaged piece of equipment, property issue, employee injury, or liability claim can create challenges that interrupt your ability to serve customers.
Having the right insurance program can help provide protection designed around your restaurant’s unique exposures.
Find Coverage Designed Around Your Restaurant
No two restaurants are exactly alike. Your coverage needs can depend on your menu, location, employees, equipment, and the type of customer experience you provide.
Our team can help you compare restaurant insurance options from multiple carriers to find coverage designed around your business, operations, and long-term goals.