What Homeowner’s Insurance Endorsements Should I Consider?
Did you know damage caused by a slowly leaking water pipe hidden behind a wall in your house isn’t covered on a standard homeowner’s insurance policy? How about a busted furnace, a damaged buried utility line or a stolen/lost engagement ring? Nope, none of those are...
Do you need Flood Insurance on your home?
Every single home is susceptible to flood losses. Let me repeat that so it sinks in – EVERY SINGLE HOME IS SUSCEPTIBLE TO FLOOD LOSSES. I know you live on a hill and there is no way water will ever rise high enough to flood your home, right? WRONG! Let us back up a...
Should I rent out my house as with Airbnb, VBRO or another short-term rental company?
It would be great to have that extra income, right? These alternatives to hotels can be wonderful. I have enjoyed staying in a few of these rentals myself. Before you do rent out your home to complete strangers and their guests, please consider the following: The...
I’m refinancing my home – do I need to let my insurance agent know? Will this affect my policy?
If you are refinancing your home, please take a few minutes to notify your agent. Refinancing will not have an impact on your premium or any of your coverages. However, your agent does need to update your policy with the new mortgage company information to...