If you are refinancing your home, please take a few minutes to notify your agent.  Refinancing will not have an impact on your premium or any of your coverages.  However, your agent does need to update your policy with the new mortgage company information to ensure future premium payments are made and your policy doesn’t cancel.  It is very common for a change to occur without the agent being notified.  When this happens, it typically isn’t discovered until cancellation notices are received by the homeowner stating that the premium has not been paid.  At this point, the homeowner usually has to pay the annual premium themselves and hope the mortgage company will reimburse them.  The good news is this can all be avoided with a quick call to your agent.