by John Applegate | May 3, 2021 | Auto Insurance, Personal Lines
There has been a significant shift in how insurers deal with losses for things like towing, glass, and non-fault accidents. In the past, carriers saw these losses as incidental, and their only action would be to remove the coverage if they felt too many claims had...
by Ken Meyer | Apr 1, 2021 | Life, Personal Lines
This is a very common question that comes up while reviewing our clients’ insurance needs. The answer though, is not as easy as just picking some random number. There is a way to figure out how much you actually need. You may have heard responses like one or...
by hhmg | Mar 18, 2021 | Auto Insurance, Personal Lines
If you are ever in a car accident, we advise you to take the following steps: Call the police. Even if the crash is minor and nobody is hurt, you should call the police. In some states, you are required by law to file an accident report with local law enforcement. The...
by hhmg | Mar 9, 2021 | Home Insurance, Personal Lines
Did you know damage caused by a slowly leaking water pipe hidden behind a wall in your house isn’t covered on a standard homeowner’s insurance policy? How about a busted furnace, a damaged buried utility line or a stolen/lost engagement ring? Nope, none of those are...
by MaryAnne | Feb 1, 2021 | Home Insurance, Personal Lines
Every single home is susceptible to flood losses. Let me repeat that so it sinks in – EVERY SINGLE HOME IS SUSCEPTIBLE TO FLOOD LOSSES. I know you live on a hill and there is no way water will ever rise high enough to flood your home, right? WRONG! Let us back up a...
by MaryAnne | Jan 28, 2021 | Home Insurance, Personal Lines
It would be great to have that extra income, right? These alternatives to hotels can be wonderful. I have enjoyed staying in a few of these rentals myself. Before you do rent out your home to complete strangers and their guests, please consider the following: The...
