by Dave | Oct 7, 2019 | Home Insurance, Personal Lines
What is a deductible? A deductible is the amount of your own money you are willing to pay toward any claims you file. A deductible is “first dollar” coverage, which means you would pay your deductible first before the insurance company contributed any dollars to... by Christina | Jul 1, 2019 | Personal Lines
The short answer is YES. With the recent law change in Washington State, you now must purchase insurance on your motorcycle as well as carry proof of insurance with you when driving your motorcycle. In addition to satisfying the law, there are a few other items to... by Dave | May 15, 2019 | Home Insurance, Personal Lines
You pay a lot of money for your insurance and you want your policy to take care of you when you have a loss. We agree. However, there are a few things you will want to consider before you actually file a claim. Advice – When you purchase insurance from an... by Dave | Apr 8, 2019 | Liability, Personal Lines
An Umbrella Policy provides “extra” liability coverage over and above your auto and home liability limits. It’s a separate bucket of money with limits ranging from $1,000,000 to $5,000,000 depending on your individual needsIt protects you from a lawsuit brought... by Andrew | Feb 28, 2019 | Auto Insurance, Personal Lines
We hear this question quite a bit, and you maybe just caught yourself saying out loud – “Ya, why is that?!” There are several reasons we see this happen and I will try to bring some clarity to this question for you. First off let me just say that I get it… It... by Dave | Feb 4, 2019 | Auto Insurance, Personal Lines
Unfortunately, this is one of those questions that doesn’t have a simple yes or no answer. I will give you some points to consider, but in the end, your choice will come down to a decision on transferring the risk or retaining the risk. Why would I want to...