Do I need to purchase insurance for my motorcycle?
The short answer is YES. With the recent law change in Washington State, you now must purchase insurance on your motorcycle as well as carry proof of insurance with you when driving your motorcycle. In addition to satisfying the law, there are a few other...
Help me understand the homeowners claims process – should I turn in a claim and how will it impact rates?
You pay a lot of money for your insurance and you want your policy to take care of you when you have a loss. We agree. However, there are a few things you will want to consider before you actually file a claim. Advice – When you purchase insurance from an...
What is an Umbrella Policy, and should I have one?
An Umbrella Policy provides “extra” liability coverage over and above your auto and home liability limits. It’s a separate bucket of money with limits ranging from $1,000,000 to $5,000,000 depending on your individual needsIt protects you from a lawsuit brought...
Why did my rates go up when I have no tickets or accidents?
We hear this question quite a bit, and you maybe just caught yourself saying out loud – “Ya, why is that?!” There are several reasons we see this happen and I will try to bring some clarity to this question for you. First off let me just say that I get it… It...