Accident Response Instructions
If you are ever in a car accident, we advise you to take the following steps: Call the police. Even if the crash is minor and nobody is hurt, you should call the police. In some states, you are required by law to file an accident report with local law enforcement. The...
What is this “PIP coverage” I’m hearing about and why do I need it?
Personal Injury Protection coverage (PIP) is a policy-based coverage vital to protecting you from the high cost of medical expenses, income loss and ongoing expenses incurred from injuries involving an automobile. In states where PIP is optional, it is always offered...
Why did my rates go up when I have no tickets or accidents?
We hear this question quite a bit, and you maybe just caught yourself saying out loud – “Ya, why is that?!” There are several reasons we see this happen and I will try to bring some clarity to this question for you. First off let me just say that I get it… It...
Should I purchase the insurance offered by the rental car company?
Unfortunately, this is one of those questions that doesn’t have a simple yes or no answer. I will give you some points to consider, but in the end, your choice will come down to a decision on transferring the risk or retaining the risk. Why would I want to...