by John Applegate | May 3, 2021 | Auto Insurance, Personal Lines
There has been a significant shift in how insurers deal with losses for things like towing, glass, and non-fault accidents. In the past, carriers saw these losses as incidental, and their only action would be to remove the coverage if they felt too many claims had...
by hhmg | Mar 18, 2021 | Auto Insurance, Personal Lines
If you are ever in a car accident, we advise you to take the following steps: Call the police. Even if the crash is minor and nobody is hurt, you should call the police. In some states, you are required by law to file an accident report with local law enforcement. The...
by Gail | Apr 29, 2019 | Auto Insurance
Personal Injury Protection coverage (PIP) is a policy-based coverage vital to protecting you from the high cost of medical expenses, income loss and ongoing expenses incurred from injuries involving an automobile. In states where PIP is optional, it is always offered...
by Andrew | Feb 28, 2019 | Auto Insurance, Personal Lines
We hear this question quite a bit, and you maybe just caught yourself saying out loud – “Ya, why is that?!” There are several reasons we see this happen and I will try to bring some clarity to this question for you. First off let me just say that I get it… It...
by Dave | Feb 4, 2019 | Auto Insurance, Personal Lines
Unfortunately, this is one of those questions that doesn’t have a simple yes or no answer. I will give you some points to consider, but in the end, your choice will come down to a decision on transferring the risk or retaining the risk. Why would I want to...
by Dave | Dec 13, 2018 | Auto Insurance, Personal Lines
As litigation expenses and the cost to repair cars and homes continues to climb it is important to take advantage of every opportunity to keep your rates as stable and competitive as possible. Here is a list of “best practices” as it relates to keeping insurance...