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Property Insurance
Having the right commercial property coverage could mean the difference between a minor disruption to operations and a major financial loss.
As one of the largest commercial property writers in the U.S., you can trust that Travelers has a deep understanding of your everyday challenges as well as the expertise, resources and strength to help keep your operations running smoothly. We offer tailored commercial property protection for a wide variety of industries ranging from small to large and highly complex.
Standard Coverage
We understand evolving business environments and how they operate. Our customers get a property insurance policy that can adapt to their property coverage needs and with it:
- Coverage confidence
- Built-in flexibility
- Services that matter
- National scale with local presence
FAQs
Is property insurance legally required?
Many types of business insurance are optional. However, while it may not be required by law, a property and casualty insurance policy is highly recommended for all business owners. Further, your landlord or lender may require you to carry property insurance to protect their investment.
What does commercial property insurance cover?
Commercial property insurance protects your company’s physical assets from many unforeseen events such as fire, explosion, storms, theft and vandalism. Additional coverage is often also available for floods, earthquakes, equipment breakdown and other direct causes of loss to your business.
Why do I need commercial property insurance?
Accidents and unforeseen events happen and can cause potentially significant damage and disruption to your business. A commercial property insurance policy can help to provide financial assistance to help you recover quickly.
How much does commercial property insurance coverage cost?
There is no one-size-fits-all answer because all businesses are different. Your cost will depend upon the specific details of your business and the level of protection you seek. Some of the factors that may influence your cost include the nature and size of your business, number and condition of your facilities, loss protection and prevention practices, etc. The best way to determine your cost is to ask your professional insurance representative for a quote.