And what happens if you or your guest gets injured? That’s where Condo Insurance from FirstMark comes in. We’ll help to make sure you’re properly covered.
Get the coverage you need to protect yourself, your condo unit, and your belongings with our flexible condo insurance coverage options.
Included with Every Policy
Your FirstMark Condo Insurance policy includes coverage to help pay for repairs and fix damage done to the inside of your condo unit. This is the main feature of a Condo Insurance policy.
Every FirstMark Condo Insurance policy covers personal property, like your sofa and armchair set, flat-screen TV, laptop, tennis racket, and blender. This means your possessions are protected from damage and theft when they’re at home or with you anywhere in the world, from the next block over to another continent.
If You’re Held Responsible
Your condo insurance also protects people. It protects you in certain situations if you’re held legally responsible for damage caused to someone else’s property. If a guest is injured while visiting you in your condo, they’re covered too. You and your family are protected against bodily injury, property damage claims, and litigation.
Additional Living Expenses
If you’re unable to live in your condo while it’s being repaired or rebuilt after a covered loss, additional living expenses helps pay the cost of temporary housing and living expenses for up to 24 months.
Additional Coverage Options
Personal Property Replacement Cost Protection
Condo Insurance Discounts & Savings
Discounts are available if you have a burglar alarm or fire sprinkler system installed in your condo. You may also qualify for a lower rate if you live in close proximity to a fire station.
Get the Package Deal
Save up to 10 percent when you combine your condo and auto policies.
Multiple Policy Discount
Save even more with a multiple policy discount when you also add coverage for your motorcycle, boat, or RV. Talk to your local independent agent about additional ways to save based on your individual situation.
Choose a Higher Deductible
A higher deductible will lower how much you pay for condo insurance by shifting part of a loss payment to you. For example, if you have a $500 deductible, you’ll pay the first $500 of a loss out of your own pocket. A higher deductible will lower your condo insurance bill but will also increase how much you’ll end up paying yourself if you file a claim.
Pay Your Bill in Full
If you pay your bill in full when you start or renew a policy, instead of paying in monthly installments, you’ll end up paying less in the long run.