Business Auto Insurance – Safeguarding your Fleet

Why having Business Auto Insurance is Important

Commercial Auto Insurance provides liability coverage and physical damage coverage for vehicles owned or used by a business. Whether you operate a single delivery van or a commercial fleet, this policy ensures that your business is financially protected in the event of an accident. Liability coverage includes bodily injury and property damage to third parties, while physical damage coverage includes collision and comprehensive protection.

This policy can also include coverage for medical payments, uninsured/underinsured motorists, and hired/non-owned vehicles. If your employees use personal cars for business errands, you’ll need non-owned auto liability to fill that gap.

Maintaining proper business auto insurance is critical, especially for businesses where vehicles are integral to daily operations. It not only protects your vehicles but also helps safeguard your brand’s reputation by addressing liabilities arising from road incidents involving your employees or assets.