Renters Insurance

When you rent an apartment or house, your landlord is not responsible for your personal belongings if they’re stolen or damaged.

Renters insurance protects your personal belongings and also protects you if you’re held legally responsible for injuries to another person or guest while they’re visiting your home. We work with over 20 insurance companies to get you the best coverage for the best price. Get the coverage you need to protect your home and belongings with our customizable Renters Insurance options.

The cost to replace your clothing, furniture, stereo, pots and pans, linens, sporting goods, and computer could be a lot of money. Renters Insurance covers your possessions from damage and theft, and also protects you if you’re held legally responsible for the injuries to another person while in and around your home. It costs less than you think – it’s easy to protect yourself and your belongings for just a few dollars a month. FirstMark can offer personal advice about product availability in your area and how much coverage is right for you.

Additional Coverage Options

Identity Recovery

For only $1 a month, we’ll help cover the cost of restoring your identity if you’re the victim of identity theft. You can also reduce your risk by learning how to prevent identity theft.

Valuable Articles

If you have things like a keyboard, guitar or drum set, gold necklaces or other collectibles like your grandfather’s vintage baseball card collection, you may need extra protection. With valuable articles coverage, belongings you specify are protected by an agreed dollar amount, and there is no deductible.

Personal Property Replacement Cost Protection

If you sold your couch in a yard sale, you’d probably get less for it than what a brand new one costs in the furniture store. In the event of a loss, Personal Property Replacement Cost Protection will help pay for the cost to purchase a new couch that is of similar size and style as the one you lost. Same goes for your TV, clothing, sporting goods, bed, and other covered belongings. We’ll pay the actual replacement cost of your things that were damaged or stolen, regardless of their age and condition, up to the limits and deductibles you select.

Renters Insurance Discounts & Savings

It Costs Less Than You Think
For only a few dollars a month, Renters Insurance from FirstMark is a real value. Discounts are available if your apartment or the house you rent has a fire alarm, sprinkler system or a burglar alarm installed. Talk to an agent about how to save on your renters insurance policy based on your individual situation.
Multiple Policy Discount
Combine your Renters Insurance with another FirstMark policy like Car, Motorcycle or Boat for significant savings on the cost your Renters policy.
Choose a Higher Deductible
A higher deductible will lower how much you pay for renters insurance by shifting part of a loss payment to you. For example, if you have a $500 deductible, you’ll pay the first $500 of a loss out of your own pocket. A higher deductible will lower your renters insurance bill, but will also increase how much you’ll end up paying yourself if you file a claim.
Pay Your Bill in Full

If you pay your bill in full when you start or renew a policy, instead of paying in monthly installments, you’ll end up paying less in the long run.


What is renters insurance?
Renters insurance protects your belongings from damage and theft. It also protects you in certain types of liability cases, like if you’re held legally responsible for injuries to another person while they’re visiting your apartment or the house you rent.
Does renters insurance pay my rent if I can’t on some months?

Renters insurance does not pay your rent. However, it may cover expenses related to temporary housing if you can’t live in your building while it’s being rebuilt or repaired after being damaged.

Doesn’t renters insurance cost a lot?

It usually costs a few dollars a month. It could cost a lot more to replace all of your stuff without the protection of a renters insurance policy.

Is my landlord responsible for insuring my apartment?

Your landlord is responsible for insuring the building, but not your personal belongings inside it.

What if my luggage gets stolen while I’m on vacation?

Your things are protected when they’re at home or with you anywhere in the world.

There is no cost or obligation to see if we can improve your coverage, reduce your risk and save you money!

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