Cyber Insurance

Cyber Insurance Cyber coverage is one of the fastest growing sectors in the insurance industry.  Why?  What does that mean?  With the advent of the internet, many companies moved portions of their business online.  Two decades on, the internet...

EPLI

Good Morning, What if you were just served papers from your employee Sally for sexual harassment. Now what? This month I would like to spend a couple minutes on the topic of Employment Practices Liability Insurance (EPLI). Here are the key things you need to know. If...

A Note on Restaurant Kitchen Fires

Every year restaurant owners report over 5,600 claims related to kitchen fires totaling over $116 million in damages. If you own a restaurant, here are some key things you should know. 63% of these fires are caused by cooking activities Grease laden vapors, towels and...

A Note on Liquor Liability

As a restaurant owner one of the largest potential liability claims exposures you face is around Liquor Liability. Here are the key things you need to know. Who Needs Liquor Liability? Liquor Liability provides protection for you from lawsuits caused by the acts of a...