A Note on Liquor Liability

As a restaurant owner one of the largest potential liability claims exposures you face is around Liquor Liability. Here are the key things you need to know.

• Who Needs Liquor Liability?
  • Liquor Liability provides protection for you from lawsuits caused by the acts of a patron of your restaurant.
• Why Do I Need Liquor Liability?
  • If an intoxicated patron causes injury or property damage you will be liable.
• Did You Know?
  • In most cases the claimants don’t even have to prove that you or your staff were negligent.
  • Liquor Liability is not automatically included so make sure you have added it to your policy.

See the below PDF for more information:

Risk Trends: Liquor Liability

Please give your FirstMark Insurance agent a call if you have any questions.