by Dave | Mar 18, 2022 | Personal Lines
When we have a windstorm, one of the most common claims scenarios is damage from falling trees. Before we discuss whose insurance is responsible, let’s first look at what damages a homeowners insurance policy will pay for. A homeowners insurance policy will pay for...
by Dave | Mar 10, 2022 | Personal Lines
Whether you own an assortment of rare whiskey or a whole collection of fine wine, insurance for your collectibles can provide you with peace of mind, knowing that you’ll be able to replace them after a covered event. In insurance terms, wine and spirits are considered...
by Dave | Oct 7, 2019 | Personal Lines
What is a deductible? A deductible is the amount of your own money you are willing to pay toward any claims you file. A deductible is “first dollar” coverage, which means you would pay your deductible first before the insurance company contributed any dollars to...
by Dave | Aug 13, 2019 | Home Insurance, Personal Lines
If you are refinancing your home, please take a few minutes to notify your agent. Refinancing will not have an impact on your premium or any of your coverages. However, your agent does need to update your policy with the new mortgage company information to...
by Dave | May 15, 2019 | Home Insurance, Personal Lines
You pay a lot of money for your insurance and you want your policy to take care of you when you have a loss. We agree. However, there are a few things you will want to consider before you actually file a claim. Advice – When you purchase insurance from an...