by Dave | May 15, 2019 | Home Insurance, Personal Lines
You pay a lot of money for your insurance and you want your policy to take care of you when you have a loss. We agree. However, there are a few things you will want to consider before you actually file a claim. Advice – When you purchase insurance from an...
by Dave | Apr 8, 2019 | Liability, Personal Lines, Umbrella
An Umbrella Policy provides “extra” liability coverage over and above your auto and home liability limits. It’s a separate bucket of money with limits ranging from $1,000,000 to $5,000,000 depending on your individual needsIt protects you from a lawsuit brought...
by Dave | Feb 4, 2019 | Auto Insurance, Personal Lines
Unfortunately, this is one of those questions that doesn’t have a simple yes or no answer. I will give you some points to consider, but in the end, your choice will come down to a decision on transferring the risk or retaining the risk. Why would I want to...
by Dave | Dec 13, 2018 | Auto Insurance, Personal Lines
As litigation expenses and the cost to repair cars and homes continues to climb it is important to take advantage of every opportunity to keep your rates as stable and competitive as possible. Here is a list of “best practices” as it relates to keeping insurance...
by Dave | Oct 23, 2018 | Commercial, Liability
As a restaurant owner one of the largest potential liability claims exposures you face is around Liquor Liability. Here are the key things you need to know. Who Needs Liquor Liability? Liquor Liability provides protection for you from lawsuits caused by the acts of a...