by Dave | Oct 7, 2019 | Personal Lines
What is a deductible? A deductible is the amount of your own money you are willing to pay toward any claims you file. A deductible is “first dollar” coverage, which means you would pay your deductible first before the insurance company contributed any dollars to...
by Dave | Aug 13, 2019 | Home Insurance, Personal Lines
If you are refinancing your home, please take a few minutes to notify your agent. Refinancing will not have an impact on your premium or any of your coverages. However, your agent does need to update your policy with the new mortgage company information to...
by Dave | May 15, 2019 | Home Insurance, Personal Lines
You pay a lot of money for your insurance and you want your policy to take care of you when you have a loss. We agree. However, there are a few things you will want to consider before you actually file a claim. Advice – When you purchase insurance from an...
by Dave | Apr 8, 2019 | Liability, Personal Lines, Umbrella
An Umbrella Policy provides “extra” liability coverage over and above your auto and home liability limits. It’s a separate bucket of money with limits ranging from $1,000,000 to $5,000,000 depending on your individual needsIt protects you from a lawsuit brought...
by Dave | Feb 4, 2019 | Auto Insurance, Personal Lines
Unfortunately, this is one of those questions that doesn’t have a simple yes or no answer. I will give you some points to consider, but in the end, your choice will come down to a decision on transferring the risk or retaining the risk. Why would I want to...
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